Tag: Blog
Do you work for a financial institution serving corporate clients that make high-value, time-sensitive payments?
Are you part of a business, nonprofit, or government agency that regularly sends payments over $1 million?
As a senior consultant within Nacha’s consulting group, I observe that one critical area of non-compliance with the Nacha Rules is related to ACH authorizations. ACH authorizations are the foundation under which Entries may be transmitted through the ACH Network.
A recently approved change to the Nacha Rules will accelerate funds available for some ACH credits.
Nacha has for many years advocated that dental and medical practices receive claim payments by ACH and avoid virtual credit cards (VCCs) and paper checks.
Business-to-business check payments have plummeted over the past two decades, new research shows.
Direct Deposit remained the clear choice for Americans on payday, a new survey found.
Nacha has submitted comments to the Federal Reserve, the Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC) in response to the Request for Information on Potential Actions to Address Payments Fraud.
On July 18, 2025, President Donald Trump signed the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) into law—the first federal framework for payment stablecoins in the United States.
There’s a lot of talk lately about stablecoins, especially after the GENIUS Act was signed into law in July. But just what is stablecoin? And where does ACH fit in?
Third parties are already a significant part of the ACH Network, and, if anything, as the network grows their roles are only likely to increase.
Members of Nacha’s Risk Management Advisory Group (RMAG) have noticed an increase in first-party fraud at their institutions, and Nacha representatives are fielding more questions on first-party fraud from other participants on the ACH Network.
The speed and scale of modern payment systems demand optimized operations. Yet many back-office workflows still rely on manual intervention for exception handling, returns and reconciliation.
With less than a year to go before new Nacha Rules take effect in March 2026, the time is now for financial institutions to be talking to their Originators about making sure they’re compliant on day one—or, even better, well in advance.
In today's fast-paced digital economy, speed is no longer a luxury—it’s an expectation.
Every day across the U.S., lots of healthcare professionals receive lots of insurance payments, and new Nacha research shows there’s one common thread.
If the phrase “proof of audit” sends shivers down your spine, now’s the time to get your house in order, because Nacha is on the verge of ramping up enforcement.
There are multiple reasons why Nacha’s new fraud monitoring rules are important, but perhaps nothing brings the point home better than a story William Mills told at Smarter Faster Payments Remote Connect 2025.