Sardine offers a unified platform for fraud prevention and BSA/AML compliance. Trusted by over 300 enterprise customers across banking, fintech, ecommerce, and online marketplaces, Sardine provides comprehensive solutions for fraud and AML transaction monitoring, identity verification, account validation, account takeover protection, and advanced bot detection.

Sardine continuously monitors every stage of the customer lifecycle – from onboarding to payments and logins – to protect businesses and customers from fraud and scams. By capturing proprietary device and behavior data for every customer session, enriching it with information from over 40 leading vendors, and applying custom machine learning models, Sardine can predict and stop fraud before it happens.

In 2023, Sardine was recognized on Forbes’ Next Billion Dollar Companies list and was named one of LinkedIn’s Top 20 Startups.

Benefits of a Nacha Partnership:

Sardine is an established player in the payments space and manages risk and fraud for bank-based payments, and today drives value in terms of better customer experience, lower costs and overall value creation for major fintechs and financial institutions. In partnering with Nacha, Sardine will continue to offer best-in-class services to the ecosystem, showing alignment with Nacha and ensuring awareness of their services within the ACH Network.

How Sardine helps advance the ACH Network:

• Counterparty risk checks ensure fewer fraudsters access the ACH Network.
• Accurate ACH risk scoring minimizes unauthorized and NSF returns for businesses. 
• Account validation ensures users accessing bank accounts are authorized to do so.
• Assess transaction risk in real-time to keep up with faster payment systems.
• Provides scalable security as volume on the ACH Network continues to grow.

To learn more about Sardine, read the announcement or visit sardine.ai.