Nacha News

Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

Featured News

Jane E. Larimer to be Next CEO of Nacha

Announcement Coincides with Refreshed Nacha Brand Uniting its Programs and Initiatives through New Visual Identity

ORLANDO, Fla., May 6, 2019 – The Nacha Board of Directors has selected Jane E. Larimer as the next President and CEO of Nacha effective July 1, 2019. The Board thanks Janet O. Estep, Nacha’s current President and CEO for her successful 11 years of leadership of Nacha and within the payments industry, and welcomes her assistance in the transition before she retires at the end of 2019.

Nacha Introduces the Nacha Corporate Experience

The Nacha Corporate Experience Combines Standards and Technology to Deliver a More Efficient Payments Experience for Today’s Businesses 

ORLANDO, Fla., May 6, 2019 – Today, Nacha introduces the Nacha Corporate Experience, a new way of demonstrating how businesses can more effectively exchange payments and information.

ACH Operations Bulletin #2-2019: Effective Date of New Same Day ACH Window Deferred by Six Months


The effective date of the new Same Day ACH processing window is deferred by 6 months until March 19, 2021. The Federal Reserve Board of Governors (“Fed Board”) has informed Nacha that it will not be able to provide timely notification of its approval for Federal Reserve services necessary to enable the new window by the deadline provided for in the rule.


Nacha Rules Ballot #1-2018, Expanding Access to Same Day ACH, provides for the establishment of a third, daily Same Day ACH processing window.[1] The rule was approved on September 13, 2018 with overwhelming support.

The ballot provided that the effective date of September 18, 2020 was contingent on receiving timely notification from the Fed Board of changes to Federal Reserve services necessary to support the new Same Day ACH processing window. The date for receiving this notification was set at June 30, 2019.

The Fed Board has informed Nacha that it will not be able to provide this notification by the June 30 deadline. The rule provides that in this event, the effective date will be deferred by 6 months to March 19, 2021.

Previously, the Fed Board informed Nacha that it would need to issue a request for public comment about changes to Federal Reserve services prior to notifying the industry that it would support the new window.

[1] See the description of the rule in Supplement #1-2018 to the Nacha Operating Rules, or at