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Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

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Nacha Releases Top 50 Financial Institution ACH Originators and Receivers for 2019

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HERNDON, Va., April 9, 2020 – The Nacha Top 50 rankings of financial institution originators and receivers of ACH payments for 2019 are now available. 

Among originating financial institutions, the Top 50 handled ACH volume of nearly 21.3 billion payments last year, up 8.1% from 2018. They accounted for 92.3% of the ACH Network’s total commercial payments volume.

The Top 50 receiving institutions on the list saw ACH payment volume of 14.8 billion, an increase of 9.6% over 2018. These institutions accounted for 60% of total volume on the ACH Network, inclusive of payments received from the federal government.

Additionally, Nacha reported nearly 4 billion “off-Network” ACH payments in 2019. These are primarily “on-us” ACH payments for which the originating and receiving financial institution are the same, and so are not submitted to an ACH Operator. Including these off-Network payments, total ACH payment volume for 2019 was 28.8 billion, an increase of 6.3% from 2018.

The Nacha Top 50 is available as a PDF download. Click here.

image of top 50 originators

image of top 50 receivers