Nacha News

Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

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109 results

(Podcast) Nacha’s API Standardization: A Necessary Undertaking

September 24, 2020
As technological innovation continues to reshape the payments industry, APIs are becoming a prominent feature of the landscape. But as APIs become a facet in the payments industry, so does the need for API standardization and common practices. Such a framework is necessary for innovation and growth to continue at a quick pace. Therefore, Nacha is leading the industry effort on API standardization.
Blog

Direct Deposit: As Easy as it Gets

September 21, 2020
There are plenty of things in life that are complicated, but Direct Deposit isn't one of them. Quite the opposite.
Blog

How Nacha Elevation Consulting Helps Clients Move to an All-Digital World

September 18, 2020
When COVID-19 forced much of the world into lockdown it was unchartered territory for many, including Nacha Elevation Consulting. As it turns out, we’ve been busy in recent months, and noticed a common thread among our clients: they want anything tied to payments to be moved to all digital.
Blog

(Podcast) Same Day ACH in 2020: Constant Growth & Continued Improvements

September 17, 2020
With paper check use declining and electronic payment methods on the rise, the ACH Network has grown tremendously in recent years. A recent PaymentsJournal podcast unpacked how this growth continued into 2020, even as the pandemic disrupted regular economic activity. In fact, the pandemic underscored just how reliable and valuable the ACH Network is to commercial and economic activity. Part of the ACH Network’s continued success is tied to Same Day ACH, Nacha’s faster payment offering.
Blog

ACH Network to Provide End-User Education Opportunities

September 16, 2020
As part of Nacha’s efforts to educate more corporate end users on the ACH Network and upcoming Rule changes, Nacha is offering two free webinars to corporate end-users. The webinars are limited to only end users, and Nacha encourages our financial institution members to share the links with your corporate (ie business, government, nonprofit, education, association) customers.
Blog

Same Day ACH: New Dollar Limit Not a Fraud Vector

August 31, 2020
Business Email Compromise is a major concern today, but it appears that the recent enhancement to Same Day ACH has not resulted in any increase in criminal activity, an informal Nacha survey found.
Blog

(Podcast) The Tale of Two Quarters: What Trends in the ACH Network Tell Us About the Economy

August 26, 2020
In the U.S., pandemic-related lockdowns brought much of the economy to a standstill, and people largely shifted their activity online. In an effort to provide relief to families and businesses, the federal government infused trillions of dollars into various programs, including direct payments to individuals and loans to small businesses. Against this backdrop, Nacha released data on the ACH Network volume over the first half of the year. The numbers offer valuable insight into the changes taking place in the economy.
Blog

Phixius Selected to Demo at Finovate

August 26, 2020
​​​​​​​Phixius, Nacha’s payment information exchange platform, has been selected to present Phixius at Finova, which features demos and presentations on the latest innovations in financial technology.
Blog