Nacha News

Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

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November 22, 2021
The future is now – or at least is in the works. Nacha’s new Alliance Project Team has kicked off and designed a plan for the first Faster Payments Professional Certificate, which will allow payments professionals to demonstrate proficiency in the field of faster payments. The team is on track to launch the program in early 2022.
November 19, 2021
In a recent podcast interview, Nacha’s Brad Smith discusses BNPL and the ACH Network.
November 19, 2021
Afinis is a membership-based organization that focuses on the rapid delivery of APIs and other financial services standards across the U.S. and globally.
November 17, 2021
Nacha’s new Third-Party Sender Roles and Responsibilities Rule changes come into effect on September 30, 2022. The overarching purpose of the Rule change is to further clarify the roles and responsibilities of Third-Party Senders (TPSs) in the ACH Network by addressing the practice of Nested TPS Relationships. It makes explicit and clarifies the requirement that a TPS conduct a risk assessment and clarifies that a TPS cannot rely on a Rules Compliance Audit or risk assessment completed by another TPS in a chain. 
November 16, 2021
Payments in the United States are becoming faster. To gain a competitive advantage, some financial institutions offer consumers access to funds from an ACH credit before settlement, which is allowed under the Nacha Rules. Unfortunately, fraudsters are also looking for quick access to illicit funds and want the same benefits of early availability to make off with the money before the Originator, Financial Institution, or law enforcement is aware. 
November 16, 2021
The payment industry is constantly evolving and innovating. So are the threats it faces. Scammers work hard conjuring up new tricks, which is why we can’t let our guard down for even a minute. Security needs to evolve and innovate every bit as fast for the entire payments universe, regardless of payment type. Everyone involved in the payments space needs to remain diligent.
November 2, 2021
In just five short years, Same Day ACH – Nacha’s faster payments solution – has gained remarkable traction, with the payments community putting it to work in several use cases.   In a recent podcast interview with PaymentsJournal, Nacha’s Michael Herd discusses the creative ways Same Day ACH is making a difference in the move toward faster payments,
November 2, 2021
Afinis Interoperability Standards released two APIs to assist financial institutions’ business clients with account ownership validation and with payment initiation. Afinis is a membership-based organization that focuses on the rapid delivery of APIs and other financial services standards across the U.S. and globally.
November 2, 2021
Nacha has named Dan Roth to the position of Senior Director, Communications.
October 28, 2021
Nacha has approved Nacha Certified status for Netchex, a provider of payroll and human resources services. 
October 25, 2021
IBM has joined Nacha’s Preferred Partner Program for Enterprise Payments Solutions.
October 19, 2021
Nacha and many Payment Associations provided comments on the notice of proposed rulemaking (the “Proposed Rule”) regarding the Federal Government Participation in the Automated Clearing House (“ACH”).