Same Day ACH Schedules and Funds Availability
Nacha has created a chart to help financial institutions using the ACH Network understand the deadlines for both Same Day ACH and traditional ACH.
Expanding Same Day ACH: How We Got Here
It was Sept. 23, 2016. The Dow Jones Industrial Average was at 18,261 and Same Day ACH made its debut. Fast forward to March 2021 and much has changed.
148 results
Same Day ACH Dollar Limit Increases Today to $100,000
March 20, 2020
Starting today the Same Day ACH per payment dollar limit jumps from $25,000 to $100,000.
Press Release
The Higher Dollar Limit for Same Day ACH is Here
March 17, 2020
The wait is almost over. This Friday, the latest enhancement to Same Day ACH takes effect.
Blog
ACH Operators Announce Third Same Day ACH Processing Schedule
February 18, 2020
Following Nacha’s confirmation of March 19, 2021, as the effective date for the new, third Same Day ACH window, The Clearing House and the Federal Reserve Banks, as the two ACH Operators, have agreed on the following processing schedule.
The deadline for the receipt of originated Same Day ACH payments from originating depository financial institutions (ODFIs) will be 4:45 p.m. Eastern Time; the target distribution time for the output to receiving depository financial institutions (RDFIs) will be 5:30 p.m. ET; and settlement will occur at 6:00 p.m. ET.
Announcement
For the Record: Why Direct Deposit Benefits American Workers
February 10, 2020
Most of us know the tremendous value of Direct Deposit (especially when payday rolls around). But sometimes it’s good to get it on the record, which is exactly what Nacha did recently.
Blog
ACH Network Annual Growth Rate Reaches 12-Year High
February 3, 2020
The ACH Network had an impressive 2019, with 24.7 billion payments valued at $55.8 trillion. The annual growth rate reached a 12-year high.
Press Release
ACH Network Volume Grows 8.1% in Final Quarter of 2019
January 21, 2020
The ACH Network closed out 2019 with a strong final quarter featuring impressive growth across several areas, particularly Same Day ACH.
Press Release
ODFIs Should Talk to Customers Now About the Higher Same Day ACH Dollar Limit
January 21, 2020
The Same Day ACH higher dollar limit is coming in March. But now is the time for ODFI's to be talking to their customers.
Blog
ACH Operations Bulletin #1-2020: Effective Date of New Same Day ACH Window is Confirmed
January 9, 2020
The March 19, 2021 effective date for the new Same Day ACH processing window is confirmed.
Operations Bulletin
A Higher Dollar Limit for Same Day ACH Means a Huge Growth Opportunity for B2B
January 8, 2020
With a higher dollar limit coming to Same Day ACH, there's a lot for Originators to consider, including an anticipated jump in using Same Day for B2B.
Blog
Nacha Confirms Effective Date of Same Day ACH Expansion
December 23, 2019
As the steward of the ACH Network, Nacha applauds the Federal Reserve Board of Governors’ approval today of the extension of the National Settlement Service operating hours, which is necessary for the expansion of Same Day ACH. With the issuance of the notice today by the Board of Governors, Nacha confirms that the effective date of the expansion of Same Day ACH is March 19, 2021.
Same Day ACH is a faster payment option that reaches all U.S. banks and credit unions.
Press Release
Same Day ACH Transaction Volume
November 25, 2019
Same Day ACH volume - updated quarterly.
Thriving and Then Some: A Big Quarter for the ACH Network
October 30, 2019
The modern ACH Network had a most impressive third quarter. Nacha President and CEO Jane Larimer takes a closer look at how the ACH Network is thriving.
Blog