When Nacha launched Same Day ACH in 2016, the stated goal was “to move the ACH Network from today’s single, next-day settlement to multiple, same-day settlement options that would be available for virtually any ACH Network transaction.” With the adoption of extended hours, the ACH Network now settles payments four times per day to any U.S. bank or credit union account.

Finally, from the very beginning, through the latest enhancement, to those on the horizon, many organizations have worked alongside us to make Same Day ACH the tremendous resource that it is. The ACH Operators, Nacha’s Payments Association members, financial institutions of all types and sizes across the country, and ACH processors have been instrumental at every step along this journey.