When Nacha launched Same Day ACH in 2016, the stated goal was “to move the ACH Network from today’s single, next-day settlement to multiple, same-day settlement options that would be available for virtually any ACH Network transaction.” With the adoption of extended hours, the ACH Network now settles payments four times per day to any U.S. bank or credit union account.
Finally, from the very beginning, through the latest enhancement, to those on the horizon, many organizations have worked alongside us to make Same Day ACH the tremendous resource that it is. The ACH Operators, Nacha’s Payments Association members, financial institutions of all types and sizes across the country, and ACH processors have been instrumental at every step along this journey.
Schedules and Funds Availability
For financial institutions using the ACH Network, see the schedule and funds availability to better understand the deadlines for both Same Day ACH and traditional ACH.
For additional support with Same Day ACH, please see the Resource Center for case studies, tools and more.
Same Day ACH Volume
Same Day ACH builds upon the processing and settlement capabilities of the ACH Network -- reaching all U.S. banks and credit unions.
If you are a member of the media and would like additional information on Same Day ACH or would like to arrange an interview, please contact Nacha Communications.