All those who don’t like getting their money faster can stop reading here. 

For the rest of us, if you’re expecting (or at least hoping for) a tax refund this year, make sure to give the IRS your Direct Deposit information. 

It’s a great idea in general, but this year there are additional reasons for ensuring your refund goes straight to your bank account. For one thing, the IRS said recently that nine out of 10 taxpayers will receive their refund “within 21 days of when they file electronically” if they use Direct Deposit.

Besides, have you mailed anything recently? On its website the U.S. Postal Service acknowledges “unprecedented volume increases and limited employee availability.” It’s not uncommon now to receive items weeks after they were mailed, rather than days. Do you really want to wait for a refund check?

Another reason for a Direct Deposit refund: If Congress authorizes additional Economic Impact Payments, you’ll want to make sure those funds also go straight to your account. A Direct Deposit refund helps ensure the IRS has your current Direct Deposit information ahead of any possible future payments. 

Setting up Direct Deposit is simple, whether you do the return yourself or leave it to a pro. You just need your bank account number and routing number. No check? No problem! Most bank apps and websites make the information available, or you can always call and ask. 

And don’t forget your state and city tax returns, if applicable. Many of those refunds are also available through Direct Deposit. 

Finally, why not use your tax refund to help save something for a rainy day? The IRS offers Split Deposit, where you can have them send the refund to as many as three accounts. It’s an easy way to build a put some money aside.