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Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

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Podcast: Nacha Raises Same Day ACH Dollar Limit Amount

Mike Herd

Nacha recently made a significant rule change to further enhance Same Day ACH, its own faster payments solution. Now, the per-payment dollar limit for same-day payments is now $100,000, up from $25,000.

In a recent podcast interview with PaymentsJournal, Nacha’s Michael Herd discusses the reasoning behind this move given that the $25,000 limit covers roughly 98% of the transactions moving along the ACH Network.

“We listened to what the users of the ACH system were asking for,” explained Herd, “and the increase in the dollar limit for Same Day ACH transactions was number one on their list.”

To learn more, read the article or listen to the podcast