Nacha News

Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

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January 21, 2021
ACH Growth Gets Boost from Stimulus Payments and Shift from Checks Strong growth continued on the ACH Network in the final quarter of 2020, with 7 billion payments made, an increase of nearly 9% from a year earlier. Combined with data on check payments, the results show the dramatic impact of the pandemic on the use of payments by Americans, businesses and government agencies compared to a year ago, before the pandemic had significantly impacted the U.S. economy.
January 20, 2021
The new online, on-demand learning system will help payments professionals stay current on industry developments HERNDON, Va., Jan. 20, 2021 – Nacha announces the launch of SPEAK (Strengthening Payments Engagement and Knowledge), its new online, on-demand learning system that further expands its leadership in payments education.
January 19, 2021
Nacha today announced its newest Board Members. Seven senior executives began terms as Nacha Directors Jan. 1, 2021. These individuals include one current Director who returned to the Board for another term and six individuals who are new to the Nacha Board.
January 14, 2021
Finicity, a Mastercard company, is now a Nacha Preferred Partner for Account Validation through Finicity Pay™, an integrated solution set of Finicity’s open banking platform. In becoming a Preferred Partner, Finicity joins a select group of innovators that Nacha recognizes for offering products and services that align with Nacha’s core strategies to advance the ACH Network. The program is open to technology and solution providers that:
January 12, 2021
Moving the modern ACH Network forward to provide users with the best possible experience is one of Nacha’s most important goals. That’s why the ACH Network is always evolving, and this year will be no different. “2021 is going to be a year full of some great Rules changes, things that help drive our ACH Network forward, increase our volume, and keep it the safe, reliable ACH Network that we all know and love,” said Debbie Barr, Nacha Senior Director, ACH Network Rules Process.
January 12, 2021
Nacha was once again named as one of the Best Places to Work in Virginia. The annual list was created by Virginia Business Magazine and Best Companies Group. This statewide survey and awards program is designed to identify, recognize and honor the best places of employment in Virginia, benefiting the state's economy, workforce and businesses. The 2021 Best Places to Work in Virginia list is made up of 100 companies.
January 12, 2021
ECS Fin is now a Nacha Preferred Partner for Corporate Remittance and Data Routing. In becoming a Preferred Partner, ECS joins a select group of innovators that Nacha recognizes for offering products and services that align with Nacha’s core strategies to advance the ACH Network. “Our Preferred Partners play a key role in the evolution of the nation’s modern ACH Network,” said Nacha President and CEO Jane Larimer. “We welcome ECS Fin to the Nacha Preferred Partner community and look forward to working with them.”
January 7, 2021
ValidiFI is now a Nacha Preferred Partner for Account Validation. In becoming a Preferred Partner, ValidiFI joins a select group of innovators that Nacha recognizes for offering products and services that align with Nacha’s core strategies to advance the ACH Network.
January 6, 2021
Popular Blog Posts From 2020 While Rodgers’ and Hammerstein’s favorite things may have been raindrops on roses, whiskers on kittens and warm woolen mittens, for Nacha some of our favorite things include Direct Deposit and Split Deposit. Throughout 2020, we shared some of our favorite things in posts from Hollywood to a community church in Maryland to tips for simplifying your financial life.
January 6, 2021
It’s been more than two years since Nacha members approved a new Nacha Operating Rule on account validation for Internet-initiated debits. With the change of the calendar to 2021, the effective date of March 19 is just about upon us. Under today’s Rules, Originators of WEB debit entries must use what the Rules call a “commercially reasonable fraudulent transaction detection system” to screen those entries for fraud. 
January 5, 2021
Nacha is accepting proposals for its Smarter Faster Payments 2021, which will be held in San Francisco from Aug. 9-12 and Smarter Faster Payments: Remote Connect, the conference’s virtual counterpart from Aug. 23-26. Deadline to submit session proposals is Jan. 10. For more information and to submit proposals, which will be considered for both events, go to
December 31, 2020
Updated January 4, 2021 Nacha has learned that the IRS is issuing a smaller number of economic impact payments (EIPs) by ACH than previously expected, although the total volume is still approximately 100 million. These payments have an effective date of Jan. 4, 2021. People that are eligible and expecting to receive EIPs by Direct Deposit that haven’t received them should check directly with the IRS via the Get My Payment tool. The IRS reminds people that they should not contact their financial institutions with payment timing questions.