Nacha News

Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

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March 3, 2021
Introducing SPEAK, Nacha's new on demand learning management platform.
March 3, 2021
Within four days of the Maryland RELIEF Act of 2021 becoming law, the state processed 98% of the payments—nearly two-thirds of which were made by Direct Deposit. How did they do it? In a word, preparation.  The RELIEF (Recovery for the Economy, Livelihoods, Industries, Entrepreneurs, and Families) Act provides automatic payments to Maryland state taxpayers with low to moderate incomes who filed for and received the Earned Income Tax Credit on their 2019 state returns. 
February 24, 2021
Early Warning Services, LLC has returned as a Nacha Preferred Partner for Account Validation. Early Warning values that as a Preferred Partner, they are part of a select group of innovators that Nacha recognizes for offering products and services that align with Nacha’s core strategies to advance the ACH Network.
February 16, 2021
If you’ve experienced the “joy” of having teenagers matriculating through middle and high school, you’ve no doubt heard the question, “Why do I have to take algebra?” 
February 16, 2021
Many dentists have yet to experience the benefits of receiving insurance claim payments by ACH, but there are encouraging signs, a new report found. “Although the majority of dental payments are made via a paper check, the industry is seeing an uptick in the number of electronic dental payments, specifically for dental providers who have historically been hesitant to trust the exchange of electronic funds,” noted the 2020 CAQH Index.
February 16, 2021
The third Same Day ACH processing and settlement window will take effect on Friday, March 19. As of that date, files of Same Day ACH payments may be submitted by an ODFI to its ACH Operator up to two hours later in the day. Are you ready? Same Day ACH Resources To prepare, Nacha wanted to remind you of resources that are available:
February 16, 2021
You wouldn’t set out on a road trip without directions. After all, who wants to go 200 miles west only to discover you were supposed to go 100 miles east? So why would a business set up shop and work hard, without getting directions on the right way to handle payments? Unfortunately, that’s been known to happen. And fintechs, for all the brilliance that often goes into them, are no exception.
February 9, 2021
You're invited to join us Feb. 23-25. We have three dynamic sessions each day and have amped up the fun factor throughout.
February 9, 2021
In honor of National AAP Recognition Day, Nacha will recognize 145 newly credentialed Accredited ACH Professionals who passed the 2020 AAP exam, as well as more than 4,600 professionals who currently hold the credential.
February 8, 2021
The electronic payments system infrastructure operated normally at a time when few things were “normal.” 
February 4, 2021
Payment volume on the ACH Network experienced record growth in 2020 as the pandemic accelerated the nation’s shift to electronic payments.
February 3, 2021
Sometimes, changes to the Nacha Operating Rules come in two parts. Such is the case with the Rule on Differentiating Unauthorized Return Reasons, where the second part will be implemented soon.