HERNDON, Virginia, March 18, 2024 – Nacha members have approved a set of rules intended to reduce the incidence of frauds, such as business email compromise (BEC), that make use of credit-push payments.

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules.

This comprehensive quick-reference guide to the proper use of Return Reason Codes and Notification of Change Codes is a must-have resource to help ensure your compliance!

The purpose of this guide is to offer corporate ACH Originators a high-level understanding of the Nacha Operating Rules & Guidelines, crafted with the corporate end-user in mind.

This Rules Review Guide is designed to assist an Originator when performing a review of their ACH functions and to provide an understanding regarding the requirements of the Nacha Operating Rules.

This publication was designed for individuals who need to understand the ins and outs of each Standard Entry Class (“SEC”) Code – including financial institutions and corporate ACH Originators alike.

This publication was designed with the corporate ACH Originator in mind and is an excellent resource to provide to new Originators at the time of onboarding.

No more flipping through page after page to find Return Reason Codes or authorization requirements. Convenient self-stick Rules Book tabs are available in sets of 25 pre-printed tabs to mark those sections of the Nacha Operating Rules & Guidelines that a referenced most often.

For technology firm Profituity, having the latest Nacha Rules is indispensable.  

Season 3, Episode 8: The What and the Why Behind the Value of the 2024 Nacha Operating Rules & Guidelines

You wouldn’t take a cross-country drive using an old paper map. So, why would you try to follow the Nacha Rules using an outdated guide?

This edition of the ACH Compliance Manual is essential for AAP and APRP exam candidates and those prepping for ACH audits or regulatory examinations.

Designed to assist Financial Institutions, both RDFIs and ODFIs, in addressing ACH risk, this workbook covers risk obligations as defined in OCC Bulletin 2006- 39, ACH Risk Management Guidance, the FFIEC Retail Payment Systems IT Examination Handbook and current Nacha Operating Rules.

The refreshed 4th Edition contains new statistic and evaluates the impact of the UCC 4A on security procedures, bank/corporate agreements, recommended contractual provisions, errors, unauthorized entries and more. Includes Article 4A (law unchanged) with staff commentary.

This 4th Edition update provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Sender is involved in the origination of transactions through the ACH Network.

In a matter of days, Phase 2 of the Nacha Micro-Entries Rule takes effect. Starting March 17, 2023, Originators of Micro-Entries will have to use commercially reasonable fraud detection. 

One of the ways that financial institutions help sustain a healthy ACH Network is through Network Administration Fees.

These handy cards are a must-have for every financial institution! They provide a simple and quick way to look up the Nacha Operating Rules as you process your daily ACH activity.

When did your financial institution last check its listings in the ACH Contact Registry? Today's a good day to do that.

High-quality, relevant CLE from the comfort of your La-Z-Boy Recliner? Or while you work out in your gym? Yes, please! Even better: It's free for lawyers! Circle your calendar for this year's ACH Legal & Compliance Summit.