Season 3, Episode 8: The What and the Why Behind the Value of the 2024 Nacha Operating Rules & Guidelines

You wouldn’t take a cross-country drive using an old paper map. So, why would you try to follow the Nacha Rules using an outdated guide?

In a matter of days, Phase 2 of the Nacha Micro-Entries Rule takes effect. Starting March 17, 2023, Originators of Micro-Entries will have to use commercially reasonable fraud detection. 

One of the ways that financial institutions help sustain a healthy ACH Network is through Network Administration Fees.

The 2026 Quick Reference Cards for Exception Handling is a practical, easy-to-use guide designed to support payments professionals in navigating ACH returns, timeframes, and compliance requirements with confidence.

When did your financial institution last check its listings in the ACH Contact Registry? Today's a good day to do that.

High-quality, relevant CLE from the comfort of your La-Z-Boy Recliner? Or while you work out in your gym? Yes, please! Even better: It's free for lawyers! Circle your calendar for this year's ACH Legal & Compliance Summit.

Digital Download - These cards are durable for your desktop and right at your fingertips to get all the critical information for handling federal government exceptions.

A timely reminder that the six-month grace period for Third-Party Senders to conduct a risk assessment and implement a risk management program ends on March 31, 2023.

While most Financial Institutions are entering quality data in the ACH Contact Registry, Nacha has heard about some frustrations in using the Registry.

When is a payment a Micro-Entry and when isn't it? With the new Micro-Entry Rule taking effect in September, we take a closer look.

With one new Nacha Rule coming later this month and two others right behind in September, Nacha has a wealth of new and refreshed materials to help you along. 

A new Nacha Operating Rule affects the way ACH Network participants use Micro-Entries. We take a look at what it means and why you should start preparing now.

This Rule will define and standardize practices and formatting of Micro-Entries, which are used by some ACH Originators as a method of account validation.

ODFIs are now able to use Nacha's Risk Management Portal to safely provide Letters of Indemnity to RDFIs.

Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customer’s needs, while maintaining a clear understanding of network requirements.

By Richard Oliver & George Warfel Jr.

Publication Preview