View the Afinis APIs available for testing and those planned for future development. View detailed documentation and learn how to start testing.

Live APIs

ACH Account Validation (AAV) for use with Phixius

This API, based on the Afinis Account Validation API, enables a Phixius participant to confirm the status of an account prior to originating an ACH Transaction. 

View  Swagger Specification

Account Validation

This API ensures target accounts are valid and payments are posted as desired.

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ACH Payment Initiation

This API provides payment originators with a standardized way to submit ACH payment instructions. 

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Bank Contact Information

This API allows originating financial institutions to quickly alert receiving financial institutions of potential fraud to help ensure funds are not distributed.

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Pay Me

This API enables a biller to route billing information electronically to any payer through any network.

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Payee Profile

This API enables businesses to make payments and provide remittance information to other businesses regardless of ERP or business provider network or financial institution.

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Real-Time Billing Account Validation

This API enables bill pay providers to do a real-time validation of consumer-entered account numbers with the billers directly.

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Transaction Status

This API provides payment originators with transaction status via real-time messages.

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Planned APIs

Expand Get Bank Contact

This API allows a financial institution to input and receive contact data from the NACHA database.