View the Afinis APIs available for testing and those planned for future development. View detailed documentation and learn how to start testing.
ACH Account Validation (AAV) for use with Phixius
This API, based on the Afinis Account Validation API, enables a Phixius participant to confirm the status of an account prior to originating an ACH Transaction.
This API ensures target accounts are valid and payments are posted as desired.
ACH Payment Initiation
This API provides payment originators with a standardized way to submit ACH payment instructions.
Authorize to Initiate Payment
This API allows a business to provide information and authorization to a trading partner so they may process a payment transaction against the business’ financial account (DDA or virtual card) and receive notifications when the instructions have been received.
Bank Contact Information
This API allows originating financial institutions to quickly alert receiving financial institutions of potential fraud to help ensure funds are not distributed.
Bank Contact v2
This API allows a financial institution to input and receive contact data from the Nacha database.
Corporate Account Balances
This API allows a corporate customer of a financial institution to retrieve balance information for their account(s).
Corporate Transaction Detail
This API allows a corporate customer to get detail information for a transaction on their account in order to see additional data associated with a debit or credit
Corporate Transaction History
This API allows a corporate customer to get transaction history information for their account(s) for a date or range of dates from their financial institution.
This API enables a biller to route billing information electronically to any payer through any network.
This API enables businesses to make payments and provide remittance information to other businesses regardless of ERP or business provider network or financial institution.
Real-Time Billing Account Validation
This API enables bill pay providers to do a real-time validation of consumer-entered account numbers with the billers directly.
Request for Written Statement of Unauthorized Debit (WSUD)
This API enables a financial institution to send a real-time electronic request to another financial institution for a copy of an ACH written statement of unauthorized debit and to receive a real-time acknowledgment when the request is received and when it is completed by the other financial institution.
This API provides payment originators with transaction status via real-time messages.
Account Validation Plus Name
Phixius participants currently utilize an API based on the Afinis Account Validation API as part of the Phixius AAV (ACH Account Validation) service. The original Afinis API for account validation and the Phixius AAV API will continue to be supported to avoid any issues with current implementations. This is a new API that will validate account/routing number status, AND provide the owner name on the account.