Blog Posts

Learn more about Nacha and the payments industry in our monthly distribution of blog posts. Also included in the email are our recent podcasts.

Sign Up for Blog Posts | Podcasts Check Out Nacha Podcasts

238 RESULTS
June 29, 2021
Saving money every payday is crucially important toward achieving financial independence. The Split Deposit feature of Direct Deposit can help.
June 29, 2021
Nacha’s Risk Management Advisory Group has been evaluating potential risk increases and decreases due to Same Day ACH. It has consistently found no justification to fears that Same Day ACH would introduce massive amounts of risk.
June 16, 2021
ACH frees up time, money and energy so nonprofits can focus on what really matters: their mission.  In creating a new ACH toolkit for nonprofits, Nacha undertook research to see what resonated with donor coordinators and donors. The goal was to ensure the language we use assists nonprofits in their efforts to accept ACH donations.
June 15, 2021
In the upcoming weeks, there are important implementation dates and deadlines for ACH Network participants to be aware of. Three upcoming Rules go into effect June 30, while feedback to a Request for Comment are due July 1 and to a Request for Information are due July 16.
June 14, 2021
With the economic slowdown that resulted from the pandemic, the Nacha Risk Management Advisory Group (RMAG) updated its recommendations for ODFIs on sound business practice on exposure risk management. 
June 9, 2021
The new Warranty Claims Rule taking effect June 30 establishes specific time periods for RDFIs to make claims based on unauthorized entries and brings the ACH Network in line with other payment systems that have time limits.
June 4, 2021
When it comes to B2B, sometimes processing payments can be a job in and of itself. Moving the money isn’t complicated, but what’s involved before and after a payment is. Those are among the reasons why Nacha created Phixius.
June 2, 2021
In just over a year, a new Nacha Rule repurposing the R11 return reason code has proven to be quite successful.
June 1, 2021
If it’s been a while since you visited Nacha’s Resource Center for Corporates, you should take a look. There’s a lot there you and your customers can use.
June 1, 2021
A new Limitation on Warranty Claims Rule takes effect June 30, 2021, and Nacha's General Counsel said a key goal is “to give Originators more certainty on the time they may face claims on entries that they put into the ACH Network."
June 1, 2021
The Nacha Risk Management Advisory Group (RMAG) held a series of discussions on the topic of Third-Party Senders (TPSs) and the ODFIs that process for them. RMAG developed sound business practices for ODFIs for both the onboarding of new TPS clients and the ongoing monitoring of existing TPS clients.
May 18, 2021
“What is the difference between EFT, ACH and EDI?” We often get asked this question from business financial teams - even from seasoned financial pros. The quick answer is that all ACH (Automated Clearing House) payments are EFTs (Electronic Funds Transfers), but not all EFT payments are ACH. And EDI (Electronic Data Interchange) is a data format, not a payment.