March 18, 2021

March 19: A Big Day for the ACH Network

It’s anything but a quiet Friday at Nacha. There are some big changes taking effect today (March 19) at the ACH Network:

Same Day ACH

The latest enhancement to Same Day ACH begins.

A third window for submitting same day payments gives ODFIs an extra two hours, until 4:45 p.m. ET. RDFIs will receive those payments within 45 minutes, with settlement by 6 p.m. ET.

For valuable information, visit our Same Day ACH Resource Center, or read how Same Day ACH is helping meet the nation’s need for faster payments.

Same Day ACH Rule


Account Validation

The WEB Debit Account Validation Rule now makes it explicit that “account validation” is part of a “commercially reasonable fraudulent transaction detection system.”

Nacha’s Account Validation Resource Center has all of the information you need, including FAQs and End User Briefings.

Account Validation Rule


Economic Impact Payments

The ACH Network’s Direct Deposit feature continues to move economic impact payments in the third round of stimulus funding. Learn more, read Nacha’s recent EIP statements.