Proper Use of Reason Return Code R69 (Field Errors)

Posted September 15, 2006

This Operations Bulletin is intended to be a reminder of the key points related to the appropriate use of Return Reason Code R69 (Field Errors) and address a common misuse of this return code in today’s marketplace.

Identification of Business Checks Ineligible for Conversion

Posted September 15, 2006

On September 15, 2006, an amendment to the NACHA Operating Rules (Rules) became effective that  modified  the  rules  with  respect  to  Accounts  Receivable  Entries  (ARC)  and  Point-of-Purchase Entries (POP) to enable ACH participants to more readily identify business checks that are ineligible for conversion to ARC and POP entries. ​This Operations Bulletin is intended to remind ACH participants of the fundamental aspects of this amendment.

Proper Response to Notifications of Change

Posted July 27, 2006

This Operations Bulletin is intended to remind ACH participants, and ODFIs and their Originators in particular, about the proper handling of changes requested via the NOC process.

Use of the ACH Network for Illegal Internet Transactions

Posted May 16, 2006

The National Association of Attorneys General (NAAG) has advised NACHA of a problem with violations of federal and state laws governing the sale of tobacco products by Internet tobacco retailers. ​NAAG has requested NACHA’s assistance in their efforts to stop the illegal sale of tobacco over the Internet, asking that the NACHA membership refuse to provide electronic payment processing services to Internet tobacco retailers engaged in illegal sales.

NACHA Honors Federal Reserve Vice Chairman Roger Ferguson for Service to U.S. Payments System

Posted April 28, 2006

The Electronic Payments Association will present its 2006 George Mitchell Payments System Excelle

Formal Rules Interpretation on the Use of PPD Debit Entries for Check Conversion

Posted March 17, 2006

This Operations Bulletin has been issued in accordance with Section 13.3 (Interpretative Rules) of the NACHA Operating Rules to clarify the Rules with respect to the exclusive use of the POP format for the electronic conversion of checks accepted at the point of purchase.

Use of the Back of a Check for ACH Authorizations

Posted February 17, 2006

This operations bulletin is intended to alert ODFIs and other ACH Network participants to the following risks and dangers associated with this practice.