Same Day ACH Resource Center

Same Day ACH: The Next Enhancement is Around the Corner

The new third window for Same Day ACH is coming in March, meaning the time to prepare is now. At a recent ACH Town Hall, representatives of Nacha and the two ACH Operators - the Federal Reserve and The Clearing House - gave an update on what you need to know.

(Podcast) Same Day ACH in 2020: Constant Growth and Continued Improvements

In a recent podcast interview with PaymentsJournal, Nacha’s Michael Herd discussed how and why Same Day ACH volumes have been growing and what use cases Nacha’s faster payment option supports. The podcast is available for download.

147 results

How Same Day ACH Works for 'The Forgotten Gig Economy'

April 2, 2019

There's more to the gig economy than just Uber drivers. Discover how KyckGlobal is using Same Day ACH to benefit what founder Jessica Koenig calls "the forgotten gig economy."

Case Study

Same Day ACH Helps Payroll at Companies Big, Small

March 5, 2019

In the March 2019 issue of the American Payroll Association's PAYTECH magazine, Nacha authored an article about how Same Day ACH is helping businesses of all sizes. We appreciate APA allowing us to reprint the article, which is available as a PDF.

Article

ACH Network Moves 23 Billion Payments and $51 Trillion in 2018

February 19, 2019

HERNDON, Va., February 19, 2019 – 2018 was a milestone year for the ACH Network. Payment volume climbed by almost 1.5 billion payments, the fourth straight year the ACH Network has added more than 1 billion new payments. ACH Network volume reached nearly 23 billion payments in 2018, a year-over-year increase of 6.9 percent and the highest growth rate since 2008. That’s nearly 70 payments for every person in the U.S. The value of ACH payments in 2018 was $51.2 trillion, a 9.5 percent increase over 2017.

Press Release

ACH Network Moves 23 Billion Payments and $51 Trillion in 2018

February 19, 2019

HERNDON, Va., February 19, 2019 – 2018 was a milestone year for the ACH Network. Payment volume climbed by almost 1.5 billion payments, the fourth straight year the ACH Network has added more than 1 billion new payments.

ACH Network volume reached nearly 23 billion payments in 2018, a year-over-year increase of 6.9 percent and the highest growth rate since 2008. That’s nearly 70 payments for every person in the U.S.

Infographic

Robust ACH Network Growth Continues in Fourth Quarter; Same Day ACH Volume Marks a Milestone

January 29, 2019

HERNDON, Va., Jan. 29, 2019 – ACH Network volume saw its biggest quarterly growth in more than a decade during the fourth quarter of 2018. Same Day ACH payments also passed a significant milestone. More than 5.9 billion ACH payments were made in the final quarter of last year: 3.5 billion debits and 2.4 billion credits. That’s up 8.7 percent from the same time in 2017, and is the highest quarterly growth rate in 11 years. Fourth quarter Same Day ACH volume was more than 51.3 million payments, marking the first time Same Day ACH payments surpassed the 50 million threshold.

Press Release

Robust ACH Network Growth Continues in Q4; Same Day ACH Volume Marks a Milestone

January 29, 2019

HERNDON, Va., January 29, 2019 – ACH Network volume saw its biggest quarterly growth in more than a decade during the fourth quarter of 2018. Same Day ACH payments also passed a significant milestone.

More than 5.9 billion ACH payments were made in the final quarter of last year: 3.5 billion debits and 2.4 billion credits. That’s up 8.7 percent from the same time in 2017, and is the highest quarterly growth rate in 11 years.

Infographic

Nacha Reports Strong ACH Volume Growth of Nearly 7 Percent in Q3 2018

November 1, 2018

The number of ACH payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7 percent increase over Q3 2017, according to Nacha.

Press Release

NACHA Reports Strong ACH Volume Growth in Q3 2018

November 1, 2018

HERNDON, Va., Nov. 1, 2018 – The number of ACH payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7 percent increase over Q3 2017, according to NACHA. The ACH Network’s strong performance is driven in large part by online and business-to-business (B2B) payments.

Infographic

The Far-Reaching Impact of Same Day ACH, One Year After Launch

October 3, 2018

This article by Digital Transactions provides information on the current and future impacts of Same Day ACH.

Article

Same Day ACH Will Be Enhanced to Meet ACH End-User Needs

September 14, 2018

New Nacha Rules Will Expand Access to Same Day ACH, Increase the Per-Transaction Dollar Limit, and Speed Funds Availability for Same Day and Next-Day ACH HERNDON, Va., Sept. 17, 2018 – Nacha’s voting membership has approved three new rules to expand the capabilities of Same Day ACH for all financial institutions and their customers. The first expands access to Same Day ACH by allowing Same Day ACH transactions to be submitted to the ACH Network for an additional two hours every business day. The second increases the Same Day ACH per-transaction dollar limit to $100,000.

Press Release

Same Day ACH Webinar Presentations

February 26, 2018

NACHA is pleased to offer access to the following presentation decks from Same Day ACH webinars hosted throughout 2017.

Same Day ACH Credits Post Implementation: ODFI & RDFI Business Cases
Same Day Debits: Are You at Risk of Being Noncompliant?
Same Day ACH Debits: Prepare Now for Operational Impact
How Same Day ACH Impacts ARC, BOC, POP, TEL & WEB Debit Entries
Ready, Set, Debit: Same Day Debits are (Almost) Here

Webinar

Infographic: 2017 Same Day ACH Volume

January 11, 2018

Same Day ACH debit and credit transactions totaled 15.2 million in December, an increase of 51 percent over November’s volume, according to data released today by Nacha.

Infographic