RESTON, Virginia, Oct. 16, 2025 – New figures from Nacha confirm that businesses and other organizations continue to shift their business-to-business payments from checks to ACH.

Business-to-business check payments have plummeted over the past two decades, new research shows.

NEW ORLEANS—A mom-and-pop restaurant is way different from a neighborhood lawn care company, which has little in common with the one-person consulting firm.

The number of payments and value conducted on the ACH Network.

Shauna Wesley-Baxley remembers a time when Johnson & Johnson Insurance made all its payments—from vendor and payroll to consumer reimbursements—by check, and she’s not nostalgic for it.

Using Healthcare Electronic Funds Transfer (EFT) for electronic claim payments simplifies accounting and reduces costs while also being HIPAA-compliant.

Businesses have their share of expenses, particularly paying suppliers. When they skip the checks and pay online, that’s a Business-to-Business payment, or B2B.

The latest Rules, strategies, tools and communications for fast, simple and secure end-to-end ACH payments processing.

Steady growth continued for the ACH Network in the third quarter of 2022, with 7.6 billion payments processed valued at $19.2 trillion. Those are increases of 4.2% and 6%, respectively, from a year earlier.

A new survey from the Association for Financial Professionals (AFP) shows B2B payments are rapidly moving away from checks in favor of ACH and other electronic payments.

Featuring electronic bank transfers as a payment method benefits your donors, your organization and your mission.

It isn’t every day that you see an increase of 1,140%. But when you look at some recent gains by Same Day ACH used for business-to-business (B2B) payments that’s exactly what happened. 

Nacha President and CEO Jane Larimer takes a closer look at the first quarter 2022 ACH Network results.

The ACH Network experienced overall growth in the first quarter of 2022, even as recent forms of pandemic-related government assistance have ended.

Presidents typically stand before Congress and proclaim the state of the union to be strong. Michael Herd was looking for a different adjective to describe the ACH State of the Union and came up with the perfect fit: “historic.”

When you look at the costs for businesses to make and receive payments it can be a real eye-opener. A new report from the Association for Financial Professionals (AFP) highlights the disparities between the costs of ACH and check payments.

AFP's 2022 Payments Cost Benchmarking Survey shows nearly three-quarters of organizations are transitioning B2B payments from checks to electronic payments.

ACH Network volume grew 8.7% in 2021 with 29.1 billion payments. The value of those payments rose 17.4%, or $10.8 trillion.

Buoyed by strong gains in the healthcare and business-to-business sectors as well as Same Day ACH payments, ACH Network payment volume grew 6.1% during the fourth quarter of 2021.

Today, Nacha released the following statement by President and CEO Jane Larimer on the December 2021 update to the Federal Reserve Payments Study.