ACH for Subscription Services

ACH Can Lower Costs

With ACH, businesses – including subscription services – can lower overall costs vs. other payment types.

What is ACH?

ACH transactions include:

  • ACH Credit: An ACH transfer where funds are pushed into a bank account. The best example is used for payroll  – Direct Deposit.
  • ACH Debit: An ACH transfer where funds are pulled from a bank account. For example, when an individual sets up a recurring monthly payment for a mortgage or utility bill – or subscription service. 

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Benefit of Recurring ACH

The return rate for recurring ACH is less than 0.5%, while other payment types incur a return rate of more than 5%. Learn more in the video below.