Any professional in the payments industry can work towards accreditation.

The ACH Network processes electronic financial transactions – such as Direct Deposit and Direct Payments – for consumers, businesses, and federal, state and local governments. Learn more about additional ACH programs, resources and topics.

Maintaining ACH Network Quality

By requiring participants to comply with the Nacha Operating Rules and Guidelines, Nacha maintains a high-quality, secure ACH Network.

At 36 pages, the criteria for becoming a Nacha Certified Third-Party Sender “is a little daunting when you first look at it.”

That’s what Becky Wagner thought—though she’s quick to add that Nacha helped at every step of the way. 

Payments-related regulatory guidance helps to ensure the security and efficient exchange of ACH transactions and other electronic payments. Regulatory bodies such as FinCEN, FFIEC, FDIC, OCC and others issue and update guidance regularly, and it is important that financial instit

Data security is essential to the ACH Network, and Nacha takes any and all data breaches seriously. We rely on your prompt reporting of any such breaches in order to monitor Network trends and weaknesses.

Payments fraud “remains rare” in the U.S., with ACH payments having the lowest fraud rate by value, a new Federal Reserve study found.