Phixius by Nacha: A Secure Payment Information Network for Reducing Risk

What is Phixius

Account validation is vital to mitigating payment risk and for enabling accuracy of payment routing. Phixius by Nacha is a payment information network that delivers on these needs by linking account validation requesters with data responders. Phixius is a connected ecosystem that simplifies risk processes and eases frictions: one contract, one API gateway, and multiple validation opportunities.

Why Payment Information Requesters Choose Phixius

With one Nacha contract, payment information requesters have access to our standard API gateway and all data responders on the Phixius network.
No data sharing requirements: Phixius does not centralize data, is not a “give-to-get" model, nor does it require end-user registration.
Connect with a growing list of data responders for account validation and other risk-based payment services via a single, secure platform.
Phixius is committed to robust security practices through its SOC 2 Type 2 certification, which meets high standards of data security, confidentiality, and privacy.

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Why Data Responders Choose to Partner with Phixius

One contract with Nacha enables data responders to reach new clients with efficiency, lower customer acquisition costs, and expanded revenue opportunities.
Monetize payment-related risk services by providing payment information to a wide range of requesters on the Phixius network.
Phixius Data Responders show alignment with Nacha’s pursuit of enhanced payment validation and are seen as leaders and innovators for mitigating payment risk.
Leverage the Nacha partnership and Phixius’ security, which has SOC 2 Type 2 Certification.

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